Dog lovers know that there’s no such thing as a bad breed, but breed stigma is a reality for many of our beloved pups. In fact, owning certain breeds can create big obstacles if you’re looking for homeowners insurance.
The San Diego dog liability insurance company Einhorn Insurance compiled a list of the top 10 breeds most likely to be on the naughty list.
1. Bully breeds
Thanks to a lot of bad press, Bully breeds come in at the top spot for uninsurable pups, even though the American Temperment Testing Society ranks them as the third most human loving breed.
2. Doberman Pinschers
Doberman’s were a popular breed in the 1970s. Unfortunately, the increase in Dobies as pets, led to an increase in attack reports, including one involving a baby. The AKC says that Dobermans are loyal and highly trainable, but they still make some insurance companies nervous.
Even though Rottweilers, along with Dobies and Pitbulls, are often used as service dogs, their intimidating stature gives them a bad rap with some people.
4. Chow Chows
A Chow’s loyalty to its hooman can sometimes turn dangerous when it goes from loving protection to guarding their BFF against anything and anyone. Dog Temperament recommends that only experienced dog lovers take on this fluffy breed.
5. Great Danes
A Great Dane’s size, weight, and spirited nature can make these goofballs a bit much for some companies.
6. Perro de Presa Canario
These pups land on the list due to their protective nature and distrust of strangers, even though they are excellent around children and make great family dogs.
Made famous by the loyal Hachiko (whose life was the subject of a popular movie starring Richard Gere) the large size and reserved-yet-dominant nature can make these Japanese national treasures intimidating. Both the Japanese (pictured) and the American versions of the breed may bring you insurance woes.
8. Alaskan Malamutes
Insurance companies are wary of the intelligent and strong-willed nature of these super strong pups, despite their extremely loyal and affectionate nature.
9. German Shepherds.
German Shepherds are one of the most popular breeds in the country, so their high population numbers may account for larger statistic of dog bite incidents.
10. Siberian Huskies
The last entry in this list is super surprising, especially because The Siberian Husky Rescue of Florida says that these pups make horrible guard dogs because they’re so friendly toward strangers.